On a monthly basis, the Social Security Administration disburses millions of payments to beneficiaries of various programs, including retired workers and individuals with disabilities. These individuals may qualify for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). SSI and SSDI are two distinct programs with contrasting eligibility criteria.
SSI provides essential financial aid to adults aged 65 and older or individuals with disabilities, regardless of age, as long as they possess limited resources. On the other hand, SSDI encompasses individuals who haven’t reached full retirement age but can apply for benefits early due to a disability and a solid work history.
Social Security Distinguishing SSI from SSDI
To put it simply, SSI beneficiaries receive benefits without a work requirement, whereas SSDI recipients should have contributed taxes during their employment tenure. SSDI benefits are available to individuals who can provide substantial evidence of a severe or total disability that significantly hinders their ability to work. To qualify, it is essential to have made the required Social Security tax contributions throughout your work history.
If you believe you meet these eligibility requirements, there are two primary avenues to apply for SSDI benefits. The first option is to conveniently submit your application online through the official SSA website. Alternatively, you can contact the Social Security Administration by calling 800-772-1213 to initiate the application process. Regardless of the method chosen, it is important to have the necessary documentation readily available to substantiate both your disability and work history.
The selection process for SSDI benefits is known for its thoroughness and can extend beyond six months. During this time, the SSA meticulously evaluates each application, considering medical evidence, work history, and other pertinent factors to determine eligibility. It is crucial to be patient and understand that the extensive review period is intended to ensure fair and accurate assessments of disability claims.
While the selection process may take time, it is important to remain proactive and maintain open communication with the SSA regarding any updates or additional information related to your application. Keeping track of the progress can help alleviate any concerns and provide a clearer understanding of the timeline involved.
Is it possible to submit multiple applications for Social Security Disability (SSDI) benefits?
Once an application for SSDI benefits is approved, beneficiaries are not allowed to submit another application in order to receive double payments. However, if the initial application is rejected, individuals can make subsequent requests for benefits until their application is approved. Remember, obtaining SSDI benefits can be a complex and nuanced process. If you have any uncertainties or questions, it is advisable to seek guidance from professionals or disability advocacy organizations who can provide valuable insights and support throughout your application journey.
While submitting a second application is one course of action, it is advisable to consider filing an appeal based on individual circumstances, according to experts in the field. If the appeal is successful, retroactive payments for up to 12 months can be obtained, providing additional financial support. This option can be beneficial for those who have faced initial rejections but are ultimately deemed eligible for SSDI benefits.