We’re halfway through June, and several groups of Social Security beneficiaries have already received their payments. On June 1, 2023, the first group, those who rely on Supplemental Security Income (SSI), collected their benefits. Next up were those who receive both retirement benefits and SSI, receiving their payments on June 2.
Those who started getting Social Security before May 1997 also got their second payment, with June 14 marked as a payday. This payout is specifically for individuals receiving retirement or disability benefits, whose birthdays fall within the first ten days of the month. The average check amount is $1,827, but for those who delay claiming until age 70, it could be as much as $4,555.
June Social Security Payments: What You Need to Know
Interestingly, SSI beneficiaries receive two checks in June. However, the second payment is actually an advanced payment for July. This is a standard practice by Social Security to prevent payment delays when standard paydays fall on holidays or weekends. Social Security has indicated that the second SSI payment will be sent out on June 30, 2023. On average, SSI recipients aged 65 and older receive about $553.94, according to the National Council on Aging (NCOA). However, some eligible individuals may qualify for up to $914 if they are single.
Married couples can receive a maximum SSI payment of $1,371. Additionally, Social Security provides extra funds for essential persons — family members who take care of dependents receiving SSI. They could receive checks of up to $458.
It’s important to know that both adults and children may be eligible for SSI. However, adults often have a greater need for this additional income from Social Security. Eligibility is usually based on need and is available for individuals or couples who are at least 65 years old, blind, or disabled and have a low income.
Some noncitizens may qualify for SSI, but typically, you need to be a U.S. citizen or a national of the United States. SSI is available in all 50 states, the Northern Mariana Islands, and the District of Columbia. However, Social Security notes that SSI is not available in Guam, Puerto Rico, or the U.S. Virgin Islands.
So, don’t delay! If you’re eligible, apply now. Receiving up to $1,371 could significantly improve your financial situation.
The 2023 SSI Income and resource eligibility table
Gross wages or net self-employment income if you’re an individual:
- Under $1,913 per month in wages (before taxes and other deductions) or self-employment (after deduction of allowable business expenses) if you are an individual.
- Under $934 per month if you are an individual.
- Resources (things you own) are under $2,000.
Gross wages or net self-employment income if you’re a couple:
- Under $2,827 per month in wages (before taxes and other deductions) or self-employment (after deduction of allowable business expenses) if you are a couple.
- Under $1,391 per month if you are a couple.
- Resources are under $3,000.
Social Security expanded the SSI benefits for these populations
Last May, an expansion to the SSI program had been announced, reaching people in critical need. Since June 2023, the program has added extra monthly payments for people over the age of 65, and for adults and children with disabilities and blindness who have limited income and precarious financial resources.
Social Security used data to determine and reach what are the underserved populations in urban and rural areas across the United States. The institution also considered communities where it was noted a greater decline in SSI applications since the pandemic. Also, zones with most African-American, and/or people living at or below the 150% Federal poverty threshold, are considered.
As in the other branches of the program, the people who apply are:
- Elderly people aged 65 or older, or with disabilities.
- US citizens or legal residents that have limited income, according to this chart (wages, pensions, etc.)
- US citizens or legal residents that have limited resources, according to this chart (cash, bank accounts, stock, land, personal property, vehicles, etc)
- Residing in one of the 50 states, the District of Columbia, and the Northern Mariana Islands. It does not include Puerto Rico, Guam, or the United States Virgin Islands. Exception: The children of military parent(s) assigned to permanent duty outside the U.S. and certain students temporarily abroad may receive SSI payments outside the U.S.
- In the case of children, they must be under 18, and have mental or physical conditions that very seriously limits the possibilities to do their daily activities for at least 12 months, or may result in death.
- Live in a household with limited income or resources, as stated before.
If a parent receives social security benefits, can their child receive benefits too?
Children of parents who are currently receiving Social Security benefits can also receive financial support. The amount they can collect is up to half of their parent’s primary insurance amount.
The maximum amount of SSI payments for children may vary depending on the family situation of the child in question. For example, the system may come to consider family income, disability status, or whether the family has other benefits.
To be eligible for Social Security benefits, a child must fulfill certain conditions. These conditions include age restrictions and the child’s marital and educational status. The requirements are as follows:
- Children who are below the age of 18 are eligible to receive benefits if they are not married.
- If a child is between the ages of 18 and 19 and enrolled as a full-time student in an elementary or secondary school (grade 12 or below), they can qualify for benefits.
- Children aged 18 or older can receive benefits if they have a disability that began before the age of 22.
Tragically, when a parent passes away, their children may still receive Social Security benefits through survivors benefits. The eligibility requirements for survivors benefits are the same as those mentioned earlier. Survivors benefits can provide financial support to children, with the amount being up to 75% of the deceased parent’s monthly benefit.
Survivors benefits are not limited to children alone. Other family members, such as surviving spouses, divorced spouses, and dependent parents, may also be eligible for these benefits. For detailed information on survivors benefits, refer to the official fact sheet provided by Social Security.